Most Debt Lawsuits in Texas Stem From Unpaid Credit Cards
We square up to the high-volume credit card lawsuit industry
Though credit card debt is not secured like a home mortgage or car loan, a credit card lawsuit is like any other civil litigation. If a judgment is entered against you, the plaintiff could garnish your checking and savings accounts or seize your nonexempt property.
It is critical for the defendant to file an answer in a credit card lawsuit. When no answer is filed, the plaintiff can easily win a default judgment. The plaintiff’s burden of proof becomes much higher when the defendant has made an appearance in the case and the matter is set on the court’s trial docket. Due to the high-volume nature of credit card actions, plaintiffs are many times unable to produce the documents required to win in court, which can result in a trial outcome favorable to the defendant.
Contact a Texas attorney for a free consultation if a credit card company is suing you
Tom Thomas Legal, P.C. represents Texans who are being sued by their credit card providers for an alleged failure to make payments. Please call 855-898-3328 or contact us online to schedule a free consultation with a debt relief lawyer serving clients from offices in Dallas, Houston, Austin, San Antonio, El Paso and Fort Worth.