Austin Debt Lawsuit Attorney Serving Central Texas
Firm defends Austin-Round Rock-Georgetown metropolitan area clients
Lawsuits, harassing phone calls and other intimidating tactics used by collection agencies and creditor law firms can make a bad situation worse for Texans dealing with money problems. However, there are often legitimate defenses to a Texas lawsuit. At Tom Thomas Legal, P.C. in Austin, we work on behalf of Central Texas residents in a full range of debt defense matters. Regardless of whether your problems stem from credit-card bills, education loans, a business venture or something else, we can help safeguard your interests against the toughest adversaries during negotiations or litigation.
Don’t wait to get the help you need to fight a debt claim
As soon as you receive notice that a creditor or debt buyer is initiating litigation against you, it is essential to contact an experienced debt defense lawyer. These problems don’t go away on their own. Failing to respond in a timely manner could result in a default judgment being entered without a chance to contest the merits of the claim against you. With prompt, effective legal guidance, you might not even have to go to court. We strive to settle debt issues through negotiation whenever possible so that you can achieve a fair settlement and move forward.
Central Texas firm takes on creditors and debt buyers
In Travis, Hays and Waller counties, as well as other Central Texas locations, our firm delivers exceptional advice and advocacy to clients struggling with:
- Credit card debt — When you have a substantial amount of credit card debt, financial institutions can be ruthless, but we know how to deal with these companies and the collectors they hire. There are a variety of methods that can be employed to lower your overall obligation.
- Student loan debt — Loans that someone takes out to fund their education can haunt them for decades after they’ve left school. In matters involving student loan debt, we have a thorough understanding of the special rules that apply and press to give borrowers the relief they deserve.
- Business debt — Our firm assists companies and their owners who are looking to overcome challenges related to business debt.
Whether your debt case relates to one of these areas or something else, you can count on us from start to finish. During settlement discussions and court appearances, we battle to secure the best result possible.
Potential defenses in a debt lawsuit
Losing a debt lawsuit could result in years of continued financial problems and the seizure of your property. That’s why retaining an attorney who concentrates on debt defense is so important. We know how to counter allegations and find creditor errors that could lead to a dismissal or a favorable verdict. If you hire an inexperienced attorney, you might be hurting your ability to obtain the disposition you seek. For example, documents used as evidence against you might not be accurate, especially if the suit is filed by a debt buyer or another party with no actual connection to you. Our firm has won numerous cases because a plaintiff could not locate key documentation, such as a promissory note or required communication.
Contact an Austin lawyer for a free consultation about releasing a judgment lien
Tom Thomas Legal, P.C. advocates on behalf of clients across Texas who are seeking a partial release of a judgment lien so they can remain in their homes. We also assist with a wide range of other debt defense matters. You can call us at 855-898-3328 or contact us online to schedule a free initial consultation. Our firm has offices in in Dallas, Houston, Austin, San Antonio, El Paso and Fort Worth.
