Texas Consumer Debt Lawyers Assist Those Facing Financial Trouble
Firm with six offices throughout the state takes on debt collectors
Many of us count on credit cards, car loans and other forms of consumer debt to meet our daily needs. Even people who earn a substantial salary often live paycheck to paycheck, especially if they have longstanding obligations, such as mortgages and student loan payments. Under these circumstances, one unexpected event could lead to serious debt problems. Whether you experienced a job loss, medical problem, divorce or some other event that triggered unsustainable consumer debt, Tom Thomas Legal, P.C. can help. From our six locations across Texas, we give consumers the information and advocacy they need to tackle their financial challenges effectively.
Attorneys handle credit card and student loan debt cases
Collection actions and threats can affect every area of your life. A judgment or wage garnishment action might prevent you from providing basic needs for yourself and your loved ones. Constant calls and letters might have an adverse impact on your physical and mental health. Even a poor credit report could stop you from getting the home or car you dreamed about. You can count on us to take on the big businesses, collection agencies and financial institutions that pursue debtors relentlessly. We assist with various types of consumer debt concerns, including situations involving:
- Credit card debt — It’s easy to build up credit card debt, but high interest rates and harshly applied penalties can put you in a position where you wind up paying several times more than the amount you received. We have the skills, experience and determination to take on credit card companies effectively so that you can bring down the balance and avoid punitive measures.
- Student loan debt — Young people and their families are often told that student loan debt is a great investment in the future. Unfortunately, the lenders and schools often are the main beneficiary of these arrangements. Should you be burdened with student loan repayment terms that impose a severe burden on your life, our firm can go over your options and represent you in communications with your provider.
- Car loan debt — Losing your car to repossession isn’t just a financial loss, but a setback that makes it much harder to get to work and help your family. If you’ve fallen behind on payments and get sued, swift action is necessary to timely respond to the lawsuit to avoid a default judgment.
With an extensive track record achieving favorable results for consumer and business debt clients, we give those who owe money the advice and advocacy they need to take on overzealous creditors and emerge from their debt troubles.
Contact a Texas attorney for a free consultation about your consumer debt issue
Tom Thomas Legal, P.C. has offices in in Dallas, Houston, Austin, San Antonio, El Paso and Fort Worth to assist Texans facing consumer debt concerns. For a free initial consultation with an experienced lawyer, please call 855-898-3328 or contact us online for an appointment.